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But neither was I getting proper opportunity nor was she trying to push me. Finally last Friday though, the opportunity came knocking. My wife’s doctor had to prepone her appointment from afternoon to morning so she had to go out early. Nalini was in the kitchen, almost about to finish washing vessels. As soon as I saw my wife’s car leaving my building’s gate, I went and locked the door. Went to the kitchen on the pretext of taking a water bottle and started talking to nalini. She was wearing a sari that day, due to some puja she was supposed to attend in the evening.Me, “Nayi sari hai lagta hai? Achhi dikh rahi ho” (new sari? Looks nice on you)She smile, “Yes, aaj puja mein jaana hai shaam ko, isliye” (have to attend an event in the evening, that’s why dressed up).Then she continued, “Mein aaj jhaadu-pochha nahi karu toh chalega? Mere gardan mein thodi moch hai” (is it okay if I don’t do cleaning today? I have a small sprain in the neck”I thought it was great opportunity to get some. The bank shares are a problem.”“Based on the number of shares in the account I wish I had a problem like that.”“What I want to do is to sell most of the bank shares and reinvest the funds in different areas. I need to diversify my investments and I’d like for you to give me some recommendations as to how and what I should invest in.”“Can you give me an idea of what you want and what you are looking for?”“Well, I am single, fifty three years of age, have no dependents, and am now unemployed. I do get a small pension that I do need to supplement with income from this account. I was thinking something like a sixty/forty split between stocks and bonds that would generate and enable me to draw out about $150k a year between interest and dividends. If I don’t need all those funds I can reinvest what isn’t needed.”“It would seem that off the top of my head based on the present value of your account it’s easily doable. I’ll need a few days to put something together.”“Okay, but don’t make all.
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